Dave Scott

Reviewing your insurance policies mid-year is a smart move. Here are a few key steps to consider:

• Assess Your Coverage Needs: Life changes such as marriage, buying a home, having children, or starting a business can impact the type and amount of insurance you need.

• Check Policy Limits and Deductibles: Make sure your coverage limits are adequate for your current situation and that deductibles are manageable.

• Compare Costs: Shop around or request quotes from other providers to ensure you’re getting competitive prices.

• Update Beneficiaries: Verify that beneficiary designations are current, especially after major life events.

• Understand Policy Terms: Review any changes in terms, exclusions, or coverage options that may have occurred since your last review.

Taking these steps now can help you avoid gaps in coverage and potentially save money. If you need assistance analyzing your policies, consider consulting with an insurance professional.

I have been a representative for State Farm for over fifty years, serving the Southern California region. As a native of this area, I appreciate and enjoy everything that our state has to offer, from its beautiful ocean views to its breathtaking mountains and deserts. My dedicated staff and I take great pleasure in assisting both locals and newcomers to California with their insurance needs.

Our primary goal is to establish a strong reputation in the San Diego community by providing exceptional customer service. We aim to make our La Jolla office the preferred choice for Auto Insurance, Life Insurance, and other insurance services. At State Farm, we are committed to helping you manage the risks associated with everyday life, providing support in times of unexpected events, and helping you achieve your dreams.

Over the years, I have built this agency one policy at a time. My team and I take pride in our thorough approach to explaining risks and insurance coverages, ensuring that each customer's specific needs are met. Sarah and John, who have been with me for a combined total of more than thirty years, are highly skilled insurance professionals. They share the same commitment to meticulously evaluating risks and explaining insurance options to our valued customers. Many of our policyholders have been with us for over three decades, a testament to the satisfaction they have in our services.

Outside of work, my wife and I have a passion for traveling. I particularly enjoy 4x4 trips and camping adventures. We also take immense joy in watching our four grandsons grow and thrive.

Call us today for a quote on auto insurance!